Utah County Short Sale Question: I am current on my mortgage; will my lender consider a Short Sale?

Utah County UT – The Stop Foreclosure Institute recently received a question from John. Here was his question.

“I am current on my mortgage with X Bank (one of the top 4 US banks.) However, I would like to short sale and move for my new job.

I am current on my mortgage. Will my lender consider a Short Sale, even though I am not behind on the payments? Thanks for your help. John.”

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Here was our answer to his question. When we work on several files with a lender, it seems that those that are late get approved faster than those that are current.

However, you still have a chance of getting your file approved even when you are current on your mortgage. The banks might approve your short sale file, depending on your specific situation and the hardship.

But they certainly seem to be taking their time on approvals where mortgage payments are current. The good news is we have clients who are current on their mortgage payments and have already had short sale approvals.

However, we also have clients where the banks have dragged the process on for 8 months or more. after that long wait, they still were not approving the short sales.

I can help put your Short Sale file together within a couple days and submit it for approval. (Remember, there is no charge for this.)

The best way to determine if your lender will approve your short sale is to simply start the process. Every lender and loan program is different, so we will never know for sure until we start. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at brett@findtimetogether.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 801-756-1857

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Utah County loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Brett Bezzant.

Brett is a Real Estate Agent at R and R Realty. Utah County Short Sales Realtor:

Phone: 801-756-1857. brett@findtimetogether.com.

View My homes for sale at .

Brett Bezzant specializes in loan modification assistance and short sales in Utah County Utah. Utah County Loan Modification Help, Utah County Short Sales. Utah County Short Sale Realtor. American Fork UT Loan Modification Help, American Fork UT Short Sales. American Fork UT Short Sale Realtor. Utah County UT Short Sales. Utah County Realtor.

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Important Notice

Brett Bezzant, R and R Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Brett’s personal views and do not reflect the views of R and R Realty.

This information on Utah County Short Sale Question: I am current on my mortgage; will my lender consider a Short Sale? is provided as a courtesy to our viewers to help them make informed decisions.